Hi, my name is
Mike DiCarlo
Engineering Leader, CTO & Founder
Co-founder and CTO of Wurthy, building AI to power the full SMB financial stack. Over two decades I've led engineering and risk at Lyft, Metromile, and Path — scaling teams and products from zero to tens of millions of users.
01About
I'm an engineering leader and founder with more than two decades of experience building and scaling technology — from data centers and batch compute clusters at Intel to AI-driven products at Lyft and Wurthy.
I've led teams of engineers, data scientists, and product managers through every stage: founding companies, taking them public, and selling them. Along the way I helped grow Path to over 60 million users, built world-class insurance and road-safety programs at Lyft, and helped remake the insurance industry at Metromile.
Today I'm co-founder and CTO at Wurthy, building AI to power the full SMB financial stack. I also build independent products in the AI and data space — a couple of them are in the projects section below.
Tools & Skills
- Engineering Leadership
- AI / LLMs
- Fintech
- Insurance Tech
- Telematics
- Distributed Systems
- AWS
- Data Science
- Product Strategy
- Team Building
- 0 → 1
- Scaling
02Experience
Co-founder / CTO · Wurthy
2022 — PresentBuilding AI to power the full SMB financial stack.
Sr Director, Risk · Lyft
2018 — 2024Led teams of exceptional software engineers, data scientists, and product managers to build world-class insurance and road-safety programs. Our technologies streamlined claims, reduced costs, prevented fraud, and leveraged driving telemetry and kinematics to enhance road safety — helping prevent accidents and save lives.
VP Engineering · Metromile
2016 — 2018Remade an industry alongside some of the most talented software engineers and data scientists. Metromile went public in February 2021 and was acquired by Lemonade in July 2022.
VP Engineering · Breadcrumb Point of Sale
2015 — 2016Joined to spin Breadcrumb out of Groupon as a stand-alone business. In six months we extracted the business and technology stack from Groupon data centers into AWS, rebuilding complex infrastructure from the ground up.
Director of Engineering · Path
2012 — 2015Path was the first mobile-only social network and set the standard for mobile design. We grew its social and messaging apps to over 60 million users globally with a tiny team of talented engineers and designers. Path was sold to Kakao in 2015.
Director of Production Operations · Marin Software
2010 — 2012Managed and provided technical leadership for the production operations team, with engineers in San Francisco, New York, and Sweden.
Founder & CEO · RelyNet, Inc.
2003 — 2010A SaaS provider with a catalog of products catering to high-traffic, high-performance web properties, plus RelyNet Data Centers for server colocation. Acquired by Internet Brands, Inc. in 2007.
Co-Founder · BeenUp2.com
2007 — 2010A photo-centric social utility using camera-enabled phones to help people stay in touch with friends, family, and fans. Basically Path before its time.
Sr Systems Engineer · Intel Corporation
2000 — 2003Migrated Intel's simulation compute infrastructure from SunOS/SPARC to Linux/x86, designing the new platform from the ground up — including a large-scale batch compute cluster for chip-design simulations requiring extensive memory and months-long CPU runtimes.
03Projects
CME Tracker
cmetracker.ai
A tool for tracking and managing continuing medical education — keeping credits, requirements, and deadlines organized in one place.
- Web App
- Data
- Space
Asteroid Tracker
asteroidtracker.ai
A tool for tracking near-Earth objects and asteroids — surfacing real-time space data in an accessible, explorable interface.
- Web App
- Data
- Space
04Patents
Systems and methods for detecting vehicle door closing events
US11312213B2 · Issued Apr 2022
Aligning provider-device axes with transportation-vehicle axes to generate driving-event scores
US20210287262A1 · Filed Mar 2020
Telematics data processing for collision detection
US20210090358A1 · Filed Sep 2019
Systems and methods for routing decisions based on door usage data
US20200408548A1 · Filed Jun 2019
05 · What's next
Let's build something.
I'm always open to interesting projects and conversations. The fastest way to reach me is email.